So for most of this month due to a series of circumstances I’m abnormally broke. Well not really broke, I still have all our investments but I have spent most of my spending cash already this month. I’m currently under $2 in cash on my person and I have no further plans to get cash until the start of next month. Which to me isn’t that big of a deal. I’ve been here many times before by choice and I’ll be back here again some time in the future.
The issue is that some people don’t know how to deal with this state of being. How exactly do you live your life if you don’t have any money to spend on a coffee out, going to a movie with some friends or getting a snack while out during errands?
The solution is actually very simple: focus on what you can do and plan ahead. You see people often get into habits with spending money so being broke for a few weeks is good reminder to myself that I can in fact have a good life without spending any money. It really isn’t that hard but it does take some adjusting.
The first adjustment of focusing on what I can do is the easiest for me to do. So this means I look at my current hobbies and purposely focus on the ones that don’t require any additional money. So for example, I previously had picked up some yeast and have some fruit in the freezer so I can make a batch of wine with what I already own. Or I can use the crafting materials that I recently picked up to make some terrain trees for my D&D game. And I can finish up a few books I’ve got borrowed from the library and also finish watching those two seasons of TV shows I’ve also borrowed from the library on DVD. Then finally I can finish off some research that I’ve been working on and start writing my sequel to Free at 45. So in short, I’m not lacking on things to do.
The second part to dealing with being low on cash is to simply plan ahead. This isn’t difficult to do but does take a moment of thought. For example, if I’m planning on being out of the house for the majority of the afternoon I need to remember to grab a snack prior to leaving the house and make sure I have a full water bottle. That way when I need a drink or get hungry I’m ready to go. Or if I want to have supper with a friend I would make sure to invite them to our house and cook with what I already have in the house. So if I have shrimp in the freezer I’ll plan the meal around that rather than chicken if I’m running low on that.
I really don’t mind being broke for a few weeks as it does help me to recall it is okay to make do with what you already own. We often get so caught up in getting the next thing on our want list we can forget to bask in what is already at hand. It almost creates a sense of gratitude for the life I already have when this happens to me.
Then finally I keep an ace in the hole: I know I can cheat if I really need something. Not want, but need. So if my shoes fall apart and I can’t make do for a few weeks I can always buy a new pair on the credit card and pay that back next month. I really avoid doing this but it does put my mind at ease that the option exists.
In summary, I don’t mind choosing to be broke for a few weeks. It helps me remember that most of life really isn’t about the money. Happiness is possible with very little and I find it good to remind myself of that periodically.
So what tricks to you use when your are short on cash for a week or two?