That Second or Even Third Job

Ok, if you have cut your expenses to the lowest point you are comfortable with and you still don’t feel like your getting towards your goals, you might want to consider dealing with the other side of the equation and picking up a second job (or even a third if you already have two).

Now obviously this isn’t a decision to make lightly, since you could potentially be putting a lot of your time in total towards work.  If you do this too much you could burn out so here are some items to consider:

  • Family – Do you have kids?  Are they young?  Is so, you NEED to discuss this with your spouse.  It’s not fair to dump the kids on them all the time for you to work unless they agree to it.  So perhaps consider doing contact work or something else which can be done after the kids are in bed.
  • Interest or Passion – What do you like to do?  Are you passionate about something?  Try to find a job that you will like to do.  It will ensure you don’t start to regret your decision to take a second job after just a few months.  Remember happiness is just as important as money.
  • Time – Do you have the time to take a second job? Be honest with yourself.  Can you spare another 10 hours a week with your other work?  If you are already putting in 70 hours a week at your other job you might not have much time left after the basics of eating, cooking and cleaning.  Try not to have work and nothing else in your life.
  • Pay – Are you going to be making more or less than your day job?  If more, that’s great.  If less, you might want to consider just putting in more time at your first job for extra money (if possible).  Remember the more you get paid, the less hours you have to put in to get to your goals (but remember to consider tax implications, it’s no good to get a second job to just pay the government most of it).  Consider trying to get a raise at your first job if you don’t think you can handle your second job.
  • Other Benefits – Your second job might actually be more for the other benefits than the pay.  Do you get free access to goods or services?  Is your second job more of a hobby than work?  Remember you don’t just have to work for money, it could also be about doing something you love and getting it free.
  • Self Employed or Employee – So far I’ve been mainly talking about taking a second job.   Another option is starting your own business.  Remember that you will be putting in LOTS of time to get a business off the ground, mostly without pay.  So consider that and why you want that second job before going down this route.

Well that’s my consideration list.  If you have an idea on something else please leave a comment.

3 thoughts on “That Second or Even Third Job”

  1. Hello!

    I discovered you blog a couple days ago and really like it!

    About this article, my experience with two jobs and two young kids is that you MUST do it when they are in bed… and as you say, it has to be discussed with husband first, because when the kids are in bed, normally it is time to spend together…

    I personnally chose to do a job that I decide the amount of work I do. Wich means that one month, I can do nothing… but get no cash eh! 🙂 The more I work, the more cash I earn.

    On the other hand, it is easy to be lazy with this kind of job if you’re not motivated, so I don’t recommend it to everyone. But if your husband agree, if you have enough energy and motivation, this can be serious help to reach your goals!

  2. Mama Zen,

    Thanks for sharing your experience. I’ve rarely been there myself, but I’m thinking of doing it again soon.


  3. One thing to also consider is the tax implications that may be involved in working 2 to 3 jobs.

    Depending on the wages, one could actually be working more than they have to because they would otherwise not end up in a different tax bracket. Something to consider depending of course of the individual’s situation.

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