Money Thoughts

It strikes me as interesting the more I’ve learned about money the less I think about it.  It’s sort of a odd learning curve at first when you start learning you suck up information like a vacuum and keep thinking about what you have read after the article or book is done.  Yet after a while your brain becomes so saturated in the same concepts repackaged in different ways that I have stopped paying attention as much.  Also as you change you lifestyle and finances to match up frankly there is a lot less work to be done on it, so hence my thoughts have been drifting steadily away from money.

So after a while, I’m just accepted the reality.  Yes I will retire early, likely in my 40’s sometime.  When that happens depends on many things, so don’t get upset trying to determine the exact day.  The decade is really all that is required for now and the year when I get closer.  In the mean time I have a lot more life to learn about and explore other than money.

So in the mean time I’ve been reading steadily less PF blogs.  I’ve been signing out different books from the library and expanding my reading horizon.  I’m also wondering what to do with this blog.  I’m at this moment losing interest in it, but at the same time I still enjoy the writing and interaction with people.  So do I just post less, or bring on another blogger, or perhaps some other solution.   I don’t know.

I’ve also progressively learned that money as numbers is actually fairly meaningless.  For example, at this moment I make between $75,ooo to $80,000 per year.  Does you knowing that change much of anything?  No, not really.  People are over protective of their numbers not realizing that your income is only one page of the book.  It hardly tells anyone anything about you.  Saving percentages are also equally meaningless without knowing the related income number.  For example, I much more impressed with someone saving 5% of their pay at $20,000/year versus saving 20% at $100,000 a year.

So that’s my random thoughts for the day on money.  What are some of your random thoughts right now?

7 thoughts on “Money Thoughts”

  1. so…by you telling us that you’re losing interest in your own blog. Hmmm…will that make us want to check it out more?

  2. Perhaps reduce your posting schedule (even temporarily) if you’re feeling bored and disinterested? Take a break for a bit, and come back feeling refreshed (or, depending on how your break goes, come back deciding to phase out the blog entirely)!

  3. Red,

    I’m just being honest about the situation and allowing for feedback on it.

    Also I thought the writing in the last two months would have been obvious that I’m losing some interest in the blog. But that’s just my opinion.


    Reduced posting is one option and it might be used as an interim solution. I’m also considering some longer term fixes like having another blogger on the blog to cover at least one post a week. This issue is finding someone with somewhat similar writing interests and arranging a suitable pay structure such as a portion of the profits or just flat fee per post.

    If anyone one is possibly interested in that feel free to use the contact form and drop me a note.


  4. I’m actually really interested in your transition and shift in priorities, as it matches mine. I was preoccupied with early retirement, freedom, and frugality a couple of years ago, and read lots of PF blogs. But now I have a job I like, reducing our spending has calmed down our lives and made it possible to spend more time doing the things we love, and frugality has become a rewarding habit. So the urgency and need for support seems to be fading and interest in the other aspects of life is increasing.

    I would encourage you to keep blogging, keep your blog title, and to keep being honest, just writing about the things that interest you as life unfolds. One day there will be a post about your retirement! In the meantime, I will keep reading because I like your perspective on life, I like the Canadian content, and it’s wonderful to read about the realities of the path to early retirement. Focussing exclusively on the money side of things does not–as studies continue to show–result in happy retirements. So guest posters on money issues are less interesting to me than your growth as a human in society. Good luck whatever you decide!

  5. I agree with Rosie, it seems like a natural progression to me, and I do enjoy reading about that aspect of PF as well!

    When I first got interested in PF, I read and absorbed everything I could get my hands on. Then after I developed a plan for my own finances, I’ve just been sticking with it an moving forward, and my appetite for reading anything and everything PF related has waned. I still read, but the sense of urgency is diminished.

    Once I hit the next stage of personal finance (after my consumer debt is gone) I’m sure I will again be interested in anything and everything related to that stage. It’s all a cycle.

  6. Rosie,

    Excellent point. Thanks for the support. I’ll keep your comment in mind as I decide what to do moving forward.


    Ok, I’m VERY IMPRESSED! Way to go!


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